Insurance isn’t just for individuals, and businesses often face unique crises that insurance can address. So what types of liabilities should your business be interested in covering? Let’s break it down. Employment Practices Liability Employment Practices Liability protects companies from accusations of discrimination by employees or potential hires. EPL also […]
May is Melanoma/Skin Cancer Detection and Prevention Month. Fortunately, your risk of developing melanoma is 50% lower with the use of daily skin protection, and with summer right around the corner, this is especially important to keep in mind. So whether or not you plan on heading to the beach this summer, here are some […]
With the weather warming up, an increasing number of people are dusting off their motorcycles once again. But although motorcycles can be a fun way to get around, it’s no secret that they’re not necessarily the safest. Unfortunately, someone driving a motorcycle is about three times as likely as someone driving a car to get […]
Whether you’re looking for a mansion or a white-picket fence, anyone shopping for their first house has a lot on their mind. There are many factors to consider: proximity to stores, property taxes, school district, and more. However, it is important to also consider the implications buying a house could have for insurance. […]
As April 15 (aka Tax Day) is approaching, many are looking to find as many tax deductions as possible. The question we’re going to address today is whether or not insurance premiums can be written off on tax forms. The answer is a little more complicated than a simple yes or no. […]
Falls There are numerous factors around the home that can lead to slips and falls. And although incidents of injury due to a fall disproportionately affect the elderly, things like loose rugs and slippery shower tiles can pose a threat to everyone in your home. Experts recommend using double-sided […]
Spring is just around the corner, bringing with it warmer weather, rain showers, and college acceptance letters. As these letters prompt students to start planning fun and parents to start planning funds, it is important to consider your options when it comes to insurance. Car Insurance The most important thing […]
Saying “I do” can change more than just your last name or relationship status on Facebook – it changes your financial situation. And that’s not just because you may be supporting a spouse. Marriage comes with several financial benefits. Health Insurance One of the most widely known financial benefits of marriage is the decreased cost […]
According to the Health Insurance Glossary, an exclusion is a provision within a health insurance policy that eliminates coverage for certain acts, property, types of damage or locations. In the past, individual health insurance policies frequently contained exclusions for pre-existing medical conditions. Insurers add exclusions to policies in order to avoid covering severely high-risk claims. […]
One of the appeals of insurance is the security that it provides in times of peril. People like to know that when that flood comes or fire sparks, their family is protected. But insurance does little to help if you don’t know what you lost. That’s why home inventories are important. A home inventory, simply […]